Blog

  • Moral Basis for Bankruptcy

    With each step you take down life's road, it is important to be  comfortable with your decision and insulate yourself against "buyers remorse" as much as possible.  Most people have never given much thought to bankruptcy and its moral underpinnings.  When faced with financial crisis, have too much on their plate to be able to do an analysis they feel comfortable with.  I want every ...

    Posted on August 21, 2011 | By : | Categories : Bankruptcy | 0 Comment
  • Snowflake

    Financial crisis is not born in a sterile room.  Like snowflakes, each one is different.  The factors are different, the questions are different, the concerns are different and the solutions should be tailor made. Bankruptcy is not the answer to all and if it is the answer, it should be as personal as a snowflake.  When you trust your financial future to ...

    Posted on August 20, 2011 | By : | Categories : Encouragement | 0 Comment
  • Some Taxes Can Be Discharged in Bankruptcy

    Taxes can be discharged in bankruptcy – remember that yucky word that means “washed away” - if you meet 5 criteria: - The due date for filing a tax return is at least three years ago – this includes any extensions - The tax return was filed at least two years ago – this starts on the day the return was filed. - The tax assessment is at least 240 days old.  This addresses ...

    Posted on July 14, 2011 | By : | Categories : Income Tax | 0 Comment
  • Student Loans; The Unforgivable Sin

    I’m going to have a tough time taking about student loans in bankruptcy without getting ticked off.  I’ll keep my language under control, but this really bends me out of shape. Since the glory year of 1978, the ability to have student loans discharged has been very limited.  Those lucky ducks before 1978 were able to have their student loans discharged, no questions asked. Now the standard is that student loans are not ...

    Posted on July 1, 2011 | By : | Categories : Student Loans | 0 Comment
  • An Introduction to Bankruptcy for the Newbie

    I’m going to give you a quick primer on bankruptcy – what it is and what it can accomplish. Bankruptcy is federal law – those are the big daddies in Washington D.C. but it’s also state specific. It’s all done at the federal courthouse which is almost always nicer than the state one – go figure. Bankruptcy has been around longer than our country and it’s actually provided for in the Constitution – Article ...

    Posted on May 30, 2011 | By : | Categories : Bankruptcy | 0 Comment
  • What a Good Bankruptcy Attorney Won’t Do

    Meeting with a bankruptcy attorney is not high on most people’s list of fun things to do.  In fact, I was told by a client as she walked in the door that she’d rather get a mammogram than meet with me.  All was well at the end, but she had that much trepidation walking in. There are a few things a good bankruptcy attorney won’t do – and I think it’s important ...

    Posted on May 20, 2011 | By : | Categories : Attorney | 0 Comment
  • The Survivor Who’d Make the Best Bankruptcy Attorney

    For you Survivor fans, if you haven’t seen the season 22 finale – stop the video right now!  As a fellow Survivor fan, I don’t want to be the spoiler.  I couldn’t get to the end of Season 21, but I don’t want to ruin a decent season for you. Ok, now that we have only the initiated with us, let me tell you my thoughts about Boston Rob and why he’d ...

    Posted on May 17, 2011 | By : | Categories : Options | 0 Comment
  • What My Own Private Practice Means To Me!

    I thought I would tell you this to prove bankruptcy does not have to be all pain and tears. We’ll laugh a little, joke a little, and try to find the funny points in any bankruptcy situation when we meet. It helps. I am excited.  I am flat out Jazzed (with jazz hands and everything). My very own bankruptcy practice, for so long a gleam in ...

    Posted on January 10, 2011 | By : | Categories : Encouragement | 0 Comment
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